These books not only addresses the intricacies of personal finance in the US but also understands and respects the distinct backgrounds and aspirations of our vibrant demographic.

It is important to be aware of cultural differences and common practices regarding credit cards when coming from other countries. In some cultures, credit card usage may be less common, and people may rely more on cash, family loans or debit cards…

1. Lack of Understanding in Credit Scores: Many immigrants may not fully grasp the importance of credit scores or credit history in the United States… click for more