Hello, I'm Jess, and my journey to financial empowerment began when I immigrated to the US at the age of fifteen. Spending most of my formative years in the West, I realized that money management wasn't a skillset my immigrant parents had mastered. Growing up as a quasi-first generation American, I grappled with various competing priorities and unhealthy money mindsets. Whether it was the cultural pressure to 'keep up with the Joneses,' my Lola's (grandma) passionate stance on 'credit cards being evil,' or my puzzling experience of living in London, UK for six years, accumulating debt without savings, I was, to put it bluntly, a financial mess.

Fortunately, after a lot of hard work and determination, I transformed my entire financial picture in just 18 months. I went from having a dismal credit score (550!!!) to now boasting a score in the 780s. Today, I am not only confident in my money management skills but also deeply passionate about helping others navigate their own financial learning curves to enhance their financial acumen. The US offers a unique opportunity to leapfrog multiple tax brackets in one's lifetime and build life-changing generational wealth. Let me be your guide on this incredible journey!